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| Tips for Young Drivers |
Why are young drivers more difficult to insure?
Youngsters may try their luck at risky driving and thrill-seeking driving, putting their passengers at risk. One in every five young drivers suffers a crash within their first year of driving and are 10 times more likely to be involved in a serious collision than experienced drivers according to a research
Why do young drivers claim more?
High speed collisions, overconfidence and inexperience are reasons for young drivers to have accidents and claim on their car insurance. What’s more, stylish hot stuff and expensive car stereos mean that young drivers can be vulnerable to theft of and from their vehicles, not to mention vandalism.
How can young drivers reduce their car insurance premiums?
The following are the points to consider
The following are the points to consider
1. Choose a car in a low insurance group
Young drivers don’t have to drive the same car as most of the elite professionals do to look cool and have street presence. Nor do they have to drive like them. Buying a car in a lower insurance group can help young people drive down their insurance premiums.
2. Make the car safe and secure
Young drivers can lower their premiums by increasing their car security such as keeping the vehicle in a locked garage overnight or off the street and adding extra security devices.
3. Improve your driving skills
Young drivers can reduce their car insurance premiums by taking a course on driving or reading a good book.
4. Keep the car standard
Spoilers, alloy wheels and other modifications may look the part, but they don’t play their part in searching for a cheaper car insurance for young drivers.
5. Earn a no-claims discount
Safe motoring doesn’t have to mean weekend driving. A young driver who follows the rules of the road is in pole position to benefit from cheaper car insurance by earning a no claims discount or bonus. It’s a simple equation: safer driving equals cheaper car insurance for young drivers.
Search for car insurance with our comparison site
Searching for a deal in the market enables young drivers to vet policies by price and features. But, just like buying a new or used car, it’s best to shop around for the right policy, which might not just be on price – but features too.
