These terms and conditions govern the use you may make of our website, www.rightBETA.com (the "website"). Please read these terms carefully before you start using our website. By using this Website you are accepting these terms and conditions.
You must NOT use our website if:
- You do not agree to these terms and conditions; or
- You are under 18 (or under 17 in the case of motor insurance )
INFORMATION ABOUT US AND OUR WEBSITEOur intention is to give an overview of every product or service from various product providers to which we have access and that may be available to you. It is possible that you might find a better deal elsewhere even though we do seek to ensure the information on our website and the deals that we display on it offer you the best value. Whilst we give a brief, general description of all the products available via our website, we cannot offer tailored advice about those products and their suitability for your needs. Should you require tailored or specialist advice this website is not suitable for you and you should instead seek independent professional advice.
OUR SERVICES
We offer a number of different products and services on our website. This section applies to all products and services on our website.
Our service allows you to either compare various insurance, financial and other products or to be introduced to a broker who may be able to help with your enquiry. Our service is free for you to use.
Nothing in our website is, or shall be deemed to constitute, financial, investment or other advice or a recommendation or endorsement by us. The material we provide on our website is for your general information purposes only and you should not rely on it. It is your sole decision whether to obtain any product or service via our website and your sole responsibility to check the suitability, adequacy and appropriateness of the product or service that is of interest to you. In this respect, you should consider seeking independent professional advice before you obtain any product or service via our website.
There are some specific things that you also need to know about some of the products services on our website before you can access or use them. These things relate to Insurance Products and Services, Loans, Credit Cards, security trading, Banking Products and so on. If you click on these links, you will be taken to these additional terms and conditions. Otherwise, they can be found at the bottom of these terms and conditions under the heading
INFORMATION ABOUT SPECIFIC PRODUCTS OR SERVICES ON OUR WEBSITE.
As with the rest of these terms and conditions, if you do not agree with any of the additional product specific terms, do not use this website.
YOUR ACCESS TO AND USE OF OUR WEBSITE AND CONTENT
You may only use our website for personal purposes and you must not use this website:
- For commercial purposes.
- For any fraudulent or illegal purpose.
- On behalf of someone else such as to create, check, modify or amend another person's record or enquiry.
- To harm, intimidate or harass, embarrass or defame another person, or in a way that invades another person's privacy.
- To post any obscene or offensive material (as determined by us).
- To tamper with, modify, reverse engineer or amend any part of this website.
- In a way that interferes with our communications and technical systems (as determined by us).
- Using any 'screen scraping' or automated software, process, program, system robot, web crawler, spider, data mining or trawler.
OUR WEBSITE AVAILABILITY
We will always try to provide you with uninterrupted access to our website, but we cannot make any promises about this and may terminate, suspend or restrict your access to our website at any time if this is required for security, legal or reasons we determine.
OUR WEBSITE CHANGES REGULARLY
We make every reasonable effort to ensure that the content available to you on our website is up-to-date and accurate and for this reason we make changes to our website on a daily basis. Accordingly it is not possible to notify you about any changes that we make to our website.
CHANGES TO THESE TERMS AND CONDITIONS
We may need to amend or change our terms and conditions from time to time. You will still need to agree to them, so you should check this document each time you use our website. It is important that you do this because if you keep using our website, we will assume that you have agreed to any changes that we have made to our terms and conditions. These terms and conditions were last updated on 25th March 2011.
INTELLECTUAL PROPERTY RIGHTS
The words rightBETA..com is our trademark. All other logos, trademarks and material we display on our website along with the software, know how and processes we use to run our website belong to rightBETA.com Ltd or our licensors. This means all copyright, design rights, patents, inventions, trading names, service marks and trademarks, logos, domain names, moral rights, database rights, data, source code, software, specifications, know how, processes and business methods (in all cases whether registered or unregistered and including all rights to apply for registration) in and relating to this website are owned by or licensed to us.
OUR LIABILITY
You are responsible for keeping your username, password or other identification secure. If we ask you to complete a registration process when you use our website and this process includes the creation of a username, password and/or other identification information, your username, password and/or other identification information must be kept confidential by you and must not be disclosed to, or shared with, anyone. If you disclose to or share your username, password and/or other identification information with anyone, you are solely responsible for all activities undertaken. If you are concerned that someone may have had access to your username, password and/or other identification information without your permission, please contact us immediately.
We are not responsible or liable to you for any loss or damage you may suffer or incur in connection with your failure to keep your username, password or other identification secure.
You are responsible for ensuring any information that you provide us:
- Is correct complete, accurate and not misleading.
- Does not infringe anyone's intellectual property rights or privacy rights.
- Does not violate any law.
- Is not harmful, fraudulent, defamatory or otherwise offensive.
If you provide feedback on our website or if we ask you to insert information about yourself or circumstances, you are solely responsible for ensuring that all information you provide is correct, complete, accurate and not misleading and that you disclose all relevant facts. We are not responsible or liable to you for any loss or damage you may suffer or incur in connection with your failure to ensure such information is correct and not misleading.
You are responsible for ensuring that any third party that you may wish to contract with has the correct information about you. It is very important that you ensure that all the information held by the third party about you is correct, complete and not misleading and that you have disclosed all relevant facts. It is your responsibility to identify and correct any mistakes or errors in the information, content, material or data held by the third party about you before you obtain any product or service from the third party. Failure to do so could invalidate the product or service provided by the third party and we are not responsible or liable to you for any loss or damage You may suffer or incur in connection with your failure to ensure such information is correct and not misleading.
You are responsible for ensuring that you understand and agree with the terms and conditions of the third party that will be providing the product or service to you before entering into that contract. Our website allows You to apply for a number of products and services. These products and services are all provided by third parties and not us. If you apply for and obtain any product or service, you will be contracting with a third party that will be providing that product or service to you on their own terms and conditions. The application process may involve your clicking on links in either our website or in an email we have sent to you as part of our service to the websites of third parties. These websites are owned by third parties over whom we have no control. Further to that the websites are subject to the third party's privacy policy and terms and conditions. Your access and use of these websites is at your sole risk and it is your responsibility to ensure that you understand and agree with the terms and conditions of the third party whose website you access or use. It is also your responsibility to understand and agree with the terms and conditions which relate to the specific product or service to you before enter into that contract. Accordingly, we are not responsible or liable to you for any loss or damage you may suffer or incur in connection with your use of any third party website or in connection with any contract entered into by you with any third party in relation to any product or service.
You are responsible for making your own enquiries to check that the product or service that you want to apply for is accurate, complete and up-to-date and meets your needs. Our website contains a lot of information and descriptions about the products and services which you may apply for. This information may not provide a complete description of all the features, terms and conditions applicable to those products. Further much of the information is provided by third party product or service providers and we do not monitor, verify or endorse the information and it may be inaccurate, incomplete or out of date. Although we use reasonable endeavours to ensure that the information on our website is reliable and try to correct any errors or omissions as soon as practicable after being made aware of them, it is your responsibility to check that such information is accurate, complete and up to date. Accordingly, we are not responsible or liable to you for any loss or damage you may suffer or incur in connection with, the details we provide on our website with respect to any product or service provided by third parties which you did not check individually and/or do not meet your needs for any reason.
You are responsible for ensuring that you have appropriate virus checking software on your computer. We cannot guarantee that our website is uncorrupted or free from viruses which may harm your computer and are not responsible or liable to you for any loss or damage you may suffer in this regard where caused by any third party.
We do not seek to exclude or limit any liability that cannot be limited or excluded under any applicable law. This includes our liability for things such as fraud, death or personal injury caused by negligence and also the responsibilities we have under certain legislation in Sri Lanka.
We shall not be liable to you for any loss of income, revenue, business, profits or contract, anticipated savings, data, goodwill or opportunity, direct, indirect or consequential loss or damage incurred by you in connection with any access, use, or inability to access or use our website where:
-You have not complied with any part of these terms and conditions.
- We are not in breach of a legal duty of care owed to you by us or by any of our employees or agents, or
- the loss or damage you suffered by our breach of these terms and conditions was not reasonably foreseeable, or
- the damage or loss was caused by events outside our control; or
- to the extent that you have contributed to your loss or damage by failing to act reasonably in the circumstances or by failing to take reasonable steps to mitigate your loss or damage.
YOUR LIABILITY
If you use our website, it is reasonable for us to expect that you will adhere to these terms and conditions. If we think you have breached any of these terms and conditions or demonstrated inappropriate conduct when using our website, we may take measures to terminate or suspend your access to the website.
If your use of our website causes us to suffer any loss or damage, you shall be responsible for reimbursing us for any such loss or damage that we may suffer.
CUSTOMER SERVICE, COMPLAINTS AND CONTACTING US
Our aim is to at all times provide you with an excellent service. However, if you are unhappy with our service for any reason, please contact our customer services team (Complaints Handling) on our contact us page by submitting a complaint.
If you are unhappy with any product or service that you have been introduced to through our website, we recommend that you approach the provider of that product or service directly. If you require any provider's contact details, please contact our customer services team who will be happy to assist.
SPECIAL OFFERS
Please note that additional terms and conditions apply to special offers promoted on our website. These additional terms and conditions will be made available to you at the same time any such offer is made.
INFORMATION ABOUT SPECIFIC PRODUCTS OR SERVICES ON OUR WEBSITE
The following sections form part of the terms and conditions and provide more specific guidance on certain products and services.
Insurance products
Insurance products in Sri Lanka are regulated by the Insurance Board of Sri Lanka and the Office of Fair Trading.
Our insurance service allows you to compare providers for a range of insurance products. You will need to answer a number of questions on our website in order for the product providers to provide you accurate quotations or deal for the product(s) you are interested in. In this respect it is very important that you answer all the questions asked accurately and truthfully because we and the insurance product providers' results we show to you will rely on your answers. If you are in any doubt as to whether any information is relevant you should disclose it.
If you complete a search for an insurance product on our website we will conduct a search for policies and will display the results on the screen.
If you choose to purchase an insurance policy following completion of an enquiry form on our website, we remind you again of your responsibilities (as set out above) to ensure the insurance product provider has the correct information about you and that you understand that you agree with the terms and conditions of that insurance product provider including the restrictions, exclusions and conditions of that policy. We accept no responsibility whatsoever in the event that any policy purchased by you does not meet your requirements. You may also be contacted by product providers whose prices are displayed in your results, who may be able to provide alternative quotes that are not available online.
Money products
Certain money products are regulated by the central bank of Sri Lanka and the Office of Fair Trading.
Our money service allows you to compare various types of money products from different product providers and brokers or be contacted by a specialist who may be able to assist you further with your enquiry.
You will need to answer a number of questions on our website in order for the product providers and brokers to provide you accurate quotations or information (as the case may be) with respect to the product(s) you are interested in. In this respect it is very important that you answer all the questions asked accurately and truthfully.
If you choose to proceed with obtaining a money product such as a loan, credit card or mortgage, we remind you again of your responsibilities (as set out above) to ensure the product provider has the correct information about you and that you understand that you agree with the terms and conditions of that product provider including any restrictions, exclusions, conditions attached to the product. We accept no responsibility whatsoever in the event that any product purchased by you does not meet your requirements.
Stocks and Shares
You must be aged 18 or over to use our Stocks and Shares and other security products.
We have categorised the investments and funds depending on the level of risk and we believe those funds involve and the process by which we do this and the different levels of risk are explained on this Website. The funds described on this Website will invest in a wide range of investments, including other funds and the performance of the funds (including any income you may receive) is not guaranteed. The performance of the funds will depend on many factors, including the performance of underlying investments selected by the fund managers. Some funds may involve exposure to investments in emerging markets, smaller companies and/or exposures to different currencies which may involve greater risk to the value of your investment. You should consider fully all information provided by the fund about the risks that particular products may involve.
Please be aware that the value of investments including the investment funds described in our Stocks and Shares can fall as well as rise, and that you may not get back the full amount invested. Your investment is not guaranteed and the price of investments will depend on fluctuations in the financial markets, which are outside our control. Inflation may reduce the value of your investments over time. Past performance is not a guide to future performance.
Please also be aware that once you have identified investments that are of interest to you, we will introduce you to the investment fund provider with whom you may then decide to complete the purchase. If you decide to proceed with your purchase of a Stocks and Shares and/or investment fund, you will do so only with that person and you will not enter into any contract with us. We will not hold or handle client money in respect of any product or service selected by you.
We are not responsible for, and we accept no liability in connection with, any act, omission, error or default by any investment fund provider or any other third party in the provision of any product or service, or the execution of, or any investment made by you. The provider of the product or service that you wish to purchase should provide you with all required information regarding the product or service as part of the process by which you make a purchase. This will include information on charges and expenses relevant to the product or service and the possible effect of those charges on the value of your investment over time. You should contact them directly should you require any further information about the product or service they offer.
If you purchase a product or service from any person having used our investment or fund management channel, you accept that in doing so, we have not and will not provide you with any advice or make any recommendation in connection with any product or service on this Website (including as to its suitability, adequacy or appropriateness for you or for any other person). Information on this Website is provided for general information purposes only and is provided to assist you to consider whether the product or service may be appropriate for your needs.
If you are in any doubt as to the suitability, adequacy or appropriateness of any product or service, we suggest that you seek independent financial advice before you purchase any product or service.
MISCELLANEOUS
Any failure on our part to enforce any right will not constitute a waiver of such rights.
These terms and conditions replace any previous terms and conditions regarding the use of our website.
These terms and conditions are subject to English law and the exclusive jurisdiction of the courts in Sri Lanka.
QUESTIONS?
If you have any questions about these terms and conditions or have a general query about the services that we provide, please get in touch. You can find our contact details by clicking on this link: Contact us.
Thank you for visiting our website!
You must NOT use our website if:
- You do not agree to these terms and conditions; or
- You are under 18 (or under 17 in the case of motor insurance )
INFORMATION ABOUT US AND OUR WEBSITEOur intention is to give an overview of every product or service from various product providers to which we have access and that may be available to you. It is possible that you might find a better deal elsewhere even though we do seek to ensure the information on our website and the deals that we display on it offer you the best value. Whilst we give a brief, general description of all the products available via our website, we cannot offer tailored advice about those products and their suitability for your needs. Should you require tailored or specialist advice this website is not suitable for you and you should instead seek independent professional advice.
OUR SERVICES
We offer a number of different products and services on our website. This section applies to all products and services on our website.
Our service allows you to either compare various insurance, financial and other products or to be introduced to a broker who may be able to help with your enquiry. Our service is free for you to use.
Nothing in our website is, or shall be deemed to constitute, financial, investment or other advice or a recommendation or endorsement by us. The material we provide on our website is for your general information purposes only and you should not rely on it. It is your sole decision whether to obtain any product or service via our website and your sole responsibility to check the suitability, adequacy and appropriateness of the product or service that is of interest to you. In this respect, you should consider seeking independent professional advice before you obtain any product or service via our website.
There are some specific things that you also need to know about some of the products services on our website before you can access or use them. These things relate to Insurance Products and Services, Loans, Credit Cards, security trading, Banking Products and so on. If you click on these links, you will be taken to these additional terms and conditions. Otherwise, they can be found at the bottom of these terms and conditions under the heading
INFORMATION ABOUT SPECIFIC PRODUCTS OR SERVICES ON OUR WEBSITE.
As with the rest of these terms and conditions, if you do not agree with any of the additional product specific terms, do not use this website.
YOUR ACCESS TO AND USE OF OUR WEBSITE AND CONTENT
You may only use our website for personal purposes and you must not use this website:
- For commercial purposes.
- For any fraudulent or illegal purpose.
- On behalf of someone else such as to create, check, modify or amend another person's record or enquiry.
- To harm, intimidate or harass, embarrass or defame another person, or in a way that invades another person's privacy.
- To post any obscene or offensive material (as determined by us).
- To tamper with, modify, reverse engineer or amend any part of this website.
- In a way that interferes with our communications and technical systems (as determined by us).
- Using any 'screen scraping' or automated software, process, program, system robot, web crawler, spider, data mining or trawler.
OUR WEBSITE AVAILABILITY
We will always try to provide you with uninterrupted access to our website, but we cannot make any promises about this and may terminate, suspend or restrict your access to our website at any time if this is required for security, legal or reasons we determine.
OUR WEBSITE CHANGES REGULARLY
We make every reasonable effort to ensure that the content available to you on our website is up-to-date and accurate and for this reason we make changes to our website on a daily basis. Accordingly it is not possible to notify you about any changes that we make to our website.
CHANGES TO THESE TERMS AND CONDITIONS
We may need to amend or change our terms and conditions from time to time. You will still need to agree to them, so you should check this document each time you use our website. It is important that you do this because if you keep using our website, we will assume that you have agreed to any changes that we have made to our terms and conditions. These terms and conditions were last updated on 25th March 2011.
INTELLECTUAL PROPERTY RIGHTS
The words rightBETA..com is our trademark. All other logos, trademarks and material we display on our website along with the software, know how and processes we use to run our website belong to rightBETA.com Ltd or our licensors. This means all copyright, design rights, patents, inventions, trading names, service marks and trademarks, logos, domain names, moral rights, database rights, data, source code, software, specifications, know how, processes and business methods (in all cases whether registered or unregistered and including all rights to apply for registration) in and relating to this website are owned by or licensed to us.
OUR LIABILITY
You are responsible for keeping your username, password or other identification secure. If we ask you to complete a registration process when you use our website and this process includes the creation of a username, password and/or other identification information, your username, password and/or other identification information must be kept confidential by you and must not be disclosed to, or shared with, anyone. If you disclose to or share your username, password and/or other identification information with anyone, you are solely responsible for all activities undertaken. If you are concerned that someone may have had access to your username, password and/or other identification information without your permission, please contact us immediately.
We are not responsible or liable to you for any loss or damage you may suffer or incur in connection with your failure to keep your username, password or other identification secure.
You are responsible for ensuring any information that you provide us:
- Is correct complete, accurate and not misleading.
- Does not infringe anyone's intellectual property rights or privacy rights.
- Does not violate any law.
- Is not harmful, fraudulent, defamatory or otherwise offensive.
If you provide feedback on our website or if we ask you to insert information about yourself or circumstances, you are solely responsible for ensuring that all information you provide is correct, complete, accurate and not misleading and that you disclose all relevant facts. We are not responsible or liable to you for any loss or damage you may suffer or incur in connection with your failure to ensure such information is correct and not misleading.
You are responsible for ensuring that any third party that you may wish to contract with has the correct information about you. It is very important that you ensure that all the information held by the third party about you is correct, complete and not misleading and that you have disclosed all relevant facts. It is your responsibility to identify and correct any mistakes or errors in the information, content, material or data held by the third party about you before you obtain any product or service from the third party. Failure to do so could invalidate the product or service provided by the third party and we are not responsible or liable to you for any loss or damage You may suffer or incur in connection with your failure to ensure such information is correct and not misleading.
You are responsible for ensuring that you understand and agree with the terms and conditions of the third party that will be providing the product or service to you before entering into that contract. Our website allows You to apply for a number of products and services. These products and services are all provided by third parties and not us. If you apply for and obtain any product or service, you will be contracting with a third party that will be providing that product or service to you on their own terms and conditions. The application process may involve your clicking on links in either our website or in an email we have sent to you as part of our service to the websites of third parties. These websites are owned by third parties over whom we have no control. Further to that the websites are subject to the third party's privacy policy and terms and conditions. Your access and use of these websites is at your sole risk and it is your responsibility to ensure that you understand and agree with the terms and conditions of the third party whose website you access or use. It is also your responsibility to understand and agree with the terms and conditions which relate to the specific product or service to you before enter into that contract. Accordingly, we are not responsible or liable to you for any loss or damage you may suffer or incur in connection with your use of any third party website or in connection with any contract entered into by you with any third party in relation to any product or service.
You are responsible for making your own enquiries to check that the product or service that you want to apply for is accurate, complete and up-to-date and meets your needs. Our website contains a lot of information and descriptions about the products and services which you may apply for. This information may not provide a complete description of all the features, terms and conditions applicable to those products. Further much of the information is provided by third party product or service providers and we do not monitor, verify or endorse the information and it may be inaccurate, incomplete or out of date. Although we use reasonable endeavours to ensure that the information on our website is reliable and try to correct any errors or omissions as soon as practicable after being made aware of them, it is your responsibility to check that such information is accurate, complete and up to date. Accordingly, we are not responsible or liable to you for any loss or damage you may suffer or incur in connection with, the details we provide on our website with respect to any product or service provided by third parties which you did not check individually and/or do not meet your needs for any reason.
You are responsible for ensuring that you have appropriate virus checking software on your computer. We cannot guarantee that our website is uncorrupted or free from viruses which may harm your computer and are not responsible or liable to you for any loss or damage you may suffer in this regard where caused by any third party.
We do not seek to exclude or limit any liability that cannot be limited or excluded under any applicable law. This includes our liability for things such as fraud, death or personal injury caused by negligence and also the responsibilities we have under certain legislation in Sri Lanka.
We shall not be liable to you for any loss of income, revenue, business, profits or contract, anticipated savings, data, goodwill or opportunity, direct, indirect or consequential loss or damage incurred by you in connection with any access, use, or inability to access or use our website where:
-You have not complied with any part of these terms and conditions.
- We are not in breach of a legal duty of care owed to you by us or by any of our employees or agents, or
- the loss or damage you suffered by our breach of these terms and conditions was not reasonably foreseeable, or
- the damage or loss was caused by events outside our control; or
- to the extent that you have contributed to your loss or damage by failing to act reasonably in the circumstances or by failing to take reasonable steps to mitigate your loss or damage.
YOUR LIABILITY
If you use our website, it is reasonable for us to expect that you will adhere to these terms and conditions. If we think you have breached any of these terms and conditions or demonstrated inappropriate conduct when using our website, we may take measures to terminate or suspend your access to the website.
If your use of our website causes us to suffer any loss or damage, you shall be responsible for reimbursing us for any such loss or damage that we may suffer.
CUSTOMER SERVICE, COMPLAINTS AND CONTACTING US
Our aim is to at all times provide you with an excellent service. However, if you are unhappy with our service for any reason, please contact our customer services team (Complaints Handling) on our contact us page by submitting a complaint.
If you are unhappy with any product or service that you have been introduced to through our website, we recommend that you approach the provider of that product or service directly. If you require any provider's contact details, please contact our customer services team who will be happy to assist.
SPECIAL OFFERS
Please note that additional terms and conditions apply to special offers promoted on our website. These additional terms and conditions will be made available to you at the same time any such offer is made.
INFORMATION ABOUT SPECIFIC PRODUCTS OR SERVICES ON OUR WEBSITE
The following sections form part of the terms and conditions and provide more specific guidance on certain products and services.
Insurance products
Insurance products in Sri Lanka are regulated by the Insurance Board of Sri Lanka and the Office of Fair Trading.
Our insurance service allows you to compare providers for a range of insurance products. You will need to answer a number of questions on our website in order for the product providers to provide you accurate quotations or deal for the product(s) you are interested in. In this respect it is very important that you answer all the questions asked accurately and truthfully because we and the insurance product providers' results we show to you will rely on your answers. If you are in any doubt as to whether any information is relevant you should disclose it.
If you complete a search for an insurance product on our website we will conduct a search for policies and will display the results on the screen.
If you choose to purchase an insurance policy following completion of an enquiry form on our website, we remind you again of your responsibilities (as set out above) to ensure the insurance product provider has the correct information about you and that you understand that you agree with the terms and conditions of that insurance product provider including the restrictions, exclusions and conditions of that policy. We accept no responsibility whatsoever in the event that any policy purchased by you does not meet your requirements. You may also be contacted by product providers whose prices are displayed in your results, who may be able to provide alternative quotes that are not available online.
Money products
Certain money products are regulated by the central bank of Sri Lanka and the Office of Fair Trading.
Our money service allows you to compare various types of money products from different product providers and brokers or be contacted by a specialist who may be able to assist you further with your enquiry.
You will need to answer a number of questions on our website in order for the product providers and brokers to provide you accurate quotations or information (as the case may be) with respect to the product(s) you are interested in. In this respect it is very important that you answer all the questions asked accurately and truthfully.
If you choose to proceed with obtaining a money product such as a loan, credit card or mortgage, we remind you again of your responsibilities (as set out above) to ensure the product provider has the correct information about you and that you understand that you agree with the terms and conditions of that product provider including any restrictions, exclusions, conditions attached to the product. We accept no responsibility whatsoever in the event that any product purchased by you does not meet your requirements.
Stocks and Shares
You must be aged 18 or over to use our Stocks and Shares and other security products.
We have categorised the investments and funds depending on the level of risk and we believe those funds involve and the process by which we do this and the different levels of risk are explained on this Website. The funds described on this Website will invest in a wide range of investments, including other funds and the performance of the funds (including any income you may receive) is not guaranteed. The performance of the funds will depend on many factors, including the performance of underlying investments selected by the fund managers. Some funds may involve exposure to investments in emerging markets, smaller companies and/or exposures to different currencies which may involve greater risk to the value of your investment. You should consider fully all information provided by the fund about the risks that particular products may involve.
Please be aware that the value of investments including the investment funds described in our Stocks and Shares can fall as well as rise, and that you may not get back the full amount invested. Your investment is not guaranteed and the price of investments will depend on fluctuations in the financial markets, which are outside our control. Inflation may reduce the value of your investments over time. Past performance is not a guide to future performance.
Please also be aware that once you have identified investments that are of interest to you, we will introduce you to the investment fund provider with whom you may then decide to complete the purchase. If you decide to proceed with your purchase of a Stocks and Shares and/or investment fund, you will do so only with that person and you will not enter into any contract with us. We will not hold or handle client money in respect of any product or service selected by you.
We are not responsible for, and we accept no liability in connection with, any act, omission, error or default by any investment fund provider or any other third party in the provision of any product or service, or the execution of, or any investment made by you. The provider of the product or service that you wish to purchase should provide you with all required information regarding the product or service as part of the process by which you make a purchase. This will include information on charges and expenses relevant to the product or service and the possible effect of those charges on the value of your investment over time. You should contact them directly should you require any further information about the product or service they offer.
If you purchase a product or service from any person having used our investment or fund management channel, you accept that in doing so, we have not and will not provide you with any advice or make any recommendation in connection with any product or service on this Website (including as to its suitability, adequacy or appropriateness for you or for any other person). Information on this Website is provided for general information purposes only and is provided to assist you to consider whether the product or service may be appropriate for your needs.
If you are in any doubt as to the suitability, adequacy or appropriateness of any product or service, we suggest that you seek independent financial advice before you purchase any product or service.
MISCELLANEOUS
Any failure on our part to enforce any right will not constitute a waiver of such rights.
These terms and conditions replace any previous terms and conditions regarding the use of our website.
These terms and conditions are subject to English law and the exclusive jurisdiction of the courts in Sri Lanka.
QUESTIONS?
If you have any questions about these terms and conditions or have a general query about the services that we provide, please get in touch. You can find our contact details by clicking on this link: Contact us.
Thank you for visiting our website!
